Deposit Products
Regular Savings
Interest-bearing deposit account evidenced by a passbook
Required initial deposit: ₱ 500.00
Required Average Daily Balance (ADB) to earn interest: ₱ 3,000
SAVINGS ACCOUNTS
iSavers
ATM account with online account application process
No initial deposit required
No maintaining balance
Earn interest as high as 1.75%
Business Savings Account (BSA)
An alternative to Time Deposit that offers High-interest
Tiered interest rate up to 0.1875% p.a.
ATM Payroll
Specially designed product for disbursement of payroll
Low maintaining balance of ₱ 100.00
ATM card can be used nationwide in all BancNet-member ATM and POS terminals
Young Earner's Savings
Our deposit product especially crafted for your kids
Savings Maximizer
Maintaining balance to earn interest: ₱ 3,000.00
Tiered interest rate up to 3% p.a.
Regular Current Account
Non-interest bearing demand deposit
Required initial deposit: ₱ 5,000.00
Maintaining balance: ₱ 5,000.00
A reciprocal savings account may be opened with Automatic Fund Transfer Arrangement (AFTA). Initial deposit and maintaining balance for CA with AFTA is ₱ 2,000.00
CURRENT ACCOUNTS
Tseke ni Juan
Required initial deposit: ₱ 1,000.00
Maintaining balance to earn interest: ₱ 3,000.00
Regular Time Deposit
Required minimum placement: ₱ 10,000.00
Term: 30 days to 5 years
Interest rates are graduated based on deposit term
Interest is paid upon maturity
TIME DEPOSIT
Time Earner
Required minimum placement: ₱ 50,000.00
Long-term non-negotiable (tax-exempt) peso-denominated time deposit
Term: 3 year, 4 years, or 5 years and one day
Repriceable semi-annually or annually depending on the TD amount
Interest earned is credited monthly to client’s assigned savings account
Copyright 2025 Luzon Development Bank. All rights reserved.
Deposits are insured by PDIC up to Php1,000,000 per depositor, per bank. LDB is a proud member of BancNet. Luzon Development Bank is a supervised bank by the Bangko Sentral ng Pilipinas with telephone number (02) 8811-1277 and email address at consumeraffairs@bsp.gov.ph.
