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Loan Products
Regular Savings
Interest-bearing deposit account evidenced by a passbook
Required initial deposit: ₱ 500.00
Maintaining balance: ₱ 100.00
Required Average Daily Balance (ADB) to earn interest: ₱ 3,000
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SAVINGS ACCOUNTS
iSavers
ATM account with online account application process
Required initial deposit: ₱ X00.00
Maintaining balance: ₱ X00.00
Required Average Daily Balance (ADB) to earn interest: ₱ X00
Business Savings Account (BSA)
An alternative to Time Deposit that offers High-interest
ATM Payroll
Specially designed product for disbursement of payroll
Low maintaining balance of ₱ 100.00
ATM card can be used nationwide in all BancNet-member ATM and POS terminals
Young Earner's Savings
ATM account with online account application process
Required initial deposit: ₱ X00.00
Maintaining balance: ₱ X00.00
Required Average Daily Balance (ADB) to earn interest: ₱ X00
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Regular Current Account
Non-interest bearing demand deposit
Required initial deposit: ₱ 5,000.00
Maintaining balance: ₱ 5,000.00
A reciprocal savings account may be opened with Automatic Fund Transfer Arrangement (AFTA). Initial deposit and maintaining balance for CA with AFTA is ₱ 2,000.00
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CURRENT ACCOUNTS
Tseke ni Juan
Required initial deposit: ₱ 1,000.00
Maintaining balance: ₱ X00.00
Manager's Check
Regular Time Deposit
Required minimum placement: ₱ 5,000.00
Term: 30 days to 5 years
Interest rates are graduated based on deposit term
Interest is paid upon maturity
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TIME DEPOSIT
Time Earner Time Deposit
Required minimum placement: ₱ 50,000.00
Long-term non-negotiable (tax-exempt) peso-denominated time deposit
Term: 5 years and one day
Repriceable semi-annually or annually depending on the TD amount
Interest earned is credited monthly to client’s assigned savings account
Copyright 2024 Luzon Development Bank. All rights reserved.
Luzon Development Bank is a supervised bank by the Bangko Sentral ng Pilipinas with telephone number (02) 8811-1277 and email address at consumeraffairs@bsp.gov.ph.
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