Loan Products

Regular Savings
  • Interest-bearing deposit account evidenced by a passbook

  • Required initial deposit: ₱ 500.00

  • Maintaining balance: ₱ 100.00

  • Required Average Daily Balance (ADB) to earn interest: ₱ 3,000

SAVINGS ACCOUNTS

iSavers
  • ATM account with online account application process

  • Required initial deposit: ₱ X00.00

  • Maintaining balance: ₱ X00.00

  • Required Average Daily Balance (ADB) to earn interest: ₱ X00

Business Savings Account (BSA)
  • An alternative to Time Deposit that offers High-interest

ATM Payroll
  • Specially designed product for disbursement of payroll

  • Low maintaining balance of ₱ 100.00

  • ATM card can be used nationwide in all BancNet-member ATM and POS terminals

Young Earner's Savings
  • ATM account with online account application process

  • Required initial deposit: ₱ X00.00

  • Maintaining balance: ₱ X00.00

  • Required Average Daily Balance (ADB) to earn interest: ₱ X00

Regular Current Account
  • Non-interest bearing demand deposit

  • Required initial deposit: ₱ 5,000.00

  • Maintaining balance: ₱ 5,000.00

  • A reciprocal savings account may be opened with Automatic Fund Transfer Arrangement (AFTA). Initial deposit and maintaining balance for CA with AFTA is ₱ 2,000.00

CURRENT ACCOUNTS

Tseke ni Juan
  • Required initial deposit: ₱ 1,000.00

  • Maintaining balance: ₱ X00.00

Manager's Check
Regular Time Deposit
  • Required minimum placement: ₱ 5,000.00

  • Term: 30 days to 5 years

  • Interest rates are graduated based on deposit term

  • Interest is paid upon maturity

TIME DEPOSIT

Time Earner Time Deposit
  • Required minimum placement: ₱ 50,000.00

  • Long-term non-negotiable (tax-exempt) peso-denominated time deposit

  • Term: 5 years and one day

  • Repriceable semi-annually or annually depending on the TD amount

  • Interest earned is credited monthly to client’s assigned savings account